Real Estate Lending Rates |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rates & terms subject to change without notice. E1 Financial reserves the right to make the final decision on whether or not to purchase any real estate loan.
*All rates and terms are subject to change without notice. Certain restrictions and conditions may apply. Please call the Real Estate Department for more details and questions. No Cost Requirements
for loans with credit limits up
to $100,000 must have a minimum
advance of $5,000 and maintain
a minimum balance of $2,500 for
the first 18 months. For credit
limits from $100,000 up to $300,000
the minimum advance amount is
$10,000 with a minimum balance
requirement of $7,500 for the
first 18 months. All lines of
credit that do not meet the minimum
requirements will be subject to
an early closure fee for reimbursement
of closing costs.
Home
Equity Fixed Rate Second Costs:
If you have electronic deposit with automatic payment, then a 0.25% discount off the regular rate is applied. All Fixed Rate Mortgage Loans are eligible at no cost to the member; provided the member maintains a balance for 36 months. If the loan is paid off within the first 36 months, the member will incur all applicable fees paid by the Credit Union. All fees subject to change.
All rates, fees, terms and conditions are subject to change.
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Accounts at E1 Financial Credit Union are privately insured by American Share Insurance (ASI) to $500,000 per account. Accounts are not guaranteed by the Federal Government and if this institution fails, the Federal Government does not guarantee that depositors will get back their money. Accounts are not guaranteed by the State of California.